Real estate appraisal services for homeowners in the city of Marietta and Cobb County
Check out the top seven reasons why Georgia homeowners need Baldwin & Hufstetler Real Estate Appraiser:
At Baldwin & Hufstetler Real Estate Appraiser, we understand the unique needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Baldwin & Hufstetler Real Estate Appraiser are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenging property tax assessmentsLet's say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an expert appraisal from Baldwin & Hufstetler Real Estate Appraiser is your chief weapon when contesting your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Baldwin & Hufstetler Real Estate Appraiser, we're seasoned in helping people just like you get rid of unnecessary PMI insurance.
HELOC recently frozen?If your home is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Baldwin & Hufstetler Real Estate Appraiser can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? Baldwin & Hufstetler Real Estate Appraiser offers field reviews where we go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.